Moving On

US Wealth Napolitano |

By: Tom Fletcher, CFP®

I don’t know about you, but I had an awesome holiday season this year and we on Nap team sincerely hope that you did as well. Each year I try to figure out what the best days are for Christmas and New Year’s to fall upon to maximize enjoyment. For me it’s definitely not a weekend. I think this year’s layout of Tuesdays worked out pretty well because it broke up the weeks nicely, which gave the holidays an extended feeling; almost Europeanesque.

Speaking of extended holidays, despite my best efforts, I always fall into that seasonal trap of constantly nibbling on junk food and this year was no exception. Be it Christmas stollen, coffee cake, eggnog (it’s good in coffee too), ice cream, cookies pie, chocolates, occasional cocktails, etc.; I find it all irresistible and it always seemed to be readily available wherever I went. The typical pattern for me was binge eating something I normally wouldn’t during the day, heading to bed, weighing myself in the AM, and after seeing the results, vowing to never ever do that again. Rinse and repeat.

The good news is that was so last year. Starting yesterday I ate the last of the stollen, coffee cake, most of the eggnog, and threw out the remainder of the pie. Since I polished off the chocolates last weekend there was no threat left there. And the ice cream, I’ll get to that by this weekend. Besides there’s calcium in it, so I’m not so sure it should not be classified as junk food anyhow.

I’m not a big fan of New Year’s resolutions, but I do have a few I’ll share with you that I’ll be working on this year. You guys can help keep me on the straight and narrow by checking in with me from time to time on my progress.

First off I want to spend less time staring at my phone during the day. I have an iPhone, and Apple’s latest iOS software now allows you to monitor and put usage parameters around the time spent with various apps. It’s not perfect, but at least it makes me aware how much time I actually waste per day using my phone.

My second priority is using that free time I’ve taken away from my phone and apply that towards reading more books. We all know books are a great source of learning but for me they also help me relax by taking my mind elsewhere. This past year I read a total of 16, a 6% increase from FY2017 (i.e., one more); my goal this year is 18. If you have any book recommendations, please send them in!

And thirdly, I’m not going to make a no junk food resolution about next year’s holiday season. The reason for that is I wouldn’t be able keep it.

Happy 2019 everyone. May it be a happy and healthy one for all of us!