Insights
From the Team
Our thoughts on finances, planning, and life in general.
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Legoland
For Christmas this year, our oldest ask Santa for one thing, and one thing only, a Lego Unicorn. After searching the internet far and wide, the only Lego Unicorn we could find was at Target for $9. We bought this, plus a Star Wars X-Wing that was put in my stocking, and they were both...Recent Insights
Making Cents: Real World Finance for your College Graduate
As another college graduating class enters the real world, please use this opportunity to give them the only formal lesson they likely didn’t get in college. That lesson is real world finance 101 and how to live fiscally responsibly and within your means. There are many new grads looking for work related to their newly…
California Dreaming
What a week my wife Deidre and I had visiting beautiful southern California. We were in town for one of my cousin’s weddings and decided to go the week leading up to the wedding as a small vacation. Staying at my grandparent’s house in Vista, we certainly made the most of our time. Here is…
Making Cents: Sometimes Irrevocable Is Good
When it comes to implementing an estate plan, the word irrevocable is a common part of the discussion. While it may sound scary to do anything irrevocable, in estate planning there are several instances where it may make sense. The first of these may be for asset protection purposes. When assets are left outright to…
Market Update April 3, 2024
As we continue to do on an occasional basis for our Napier Financial newsletter readers, we’re sharing some brief high-level perspectives from our investment team’s vantage point on what’s recently taken place in markets and our investment outlook ahead. Since last January’s investment update, stock markets have pretty much gone nowhere but north. The reasons…
Southbound and Down
We head out tomorrow – another beautiful week in sunny south Florida to visit our families. Jennas mom, who the kids call Nana Lise, lives in southeast Florida, while my parents, John, and Joan (Nana Joanie and Papa) live in southwest Florida. The kids have a blast every year and look forward to it with…
Making Cents: Preparing to Sell Your Home
With the arrival of spring, now’s the time when many who have thought about selling a house get a little more serious. If the house needs some work to get the attention of today’s buyers, speak to a professional about which repairs may give you the best return on your investment. That professional could be…