Making Cents

By: John P. Napolitano, CFP®, CPA, PFS, MST

As the tax season approaches, perhaps it’s time for you to hire a professional tax preparer or replace the one that you’ve got. Most of the common do it yourself programs are pretty good these days, but there’s no substitute for a good professional to help you out in the gray areas.

By: John P. Napolitano, CFP®, CPA, PFS, MST

If all of a sudden your doctor told you that you had advancing Dementia or stage 4 cancer, your thoughts would be all over the place. As you pass from anger to reality, your mind eventually wanders to financial matters and the care of loved ones post-mortem.

By: John P. Napolitano, CFP®, CPA, PFS, MST

When it comes to life insurance, the basics are easy. There are tons of online tools that can help you decide how much to own. Some may even be able to help you discern the type of life insurance to buy. Is it better to own annual renewable term or 20 year term, universal life or whole life?

By: John P. Napolitano, CFP®, CPA, PFS, MST

By: John P. Napolitano, CFP®, CPA, PFS, MST

By: John P. Napolitano, CFP®, CPA, PFS, MST

By: John P. Napolitano, CFP®, CPA, PFS, MST

By: John P. Napolitano, CFP®, CPA, PFS, MST

By: John P. Napolitano, CFP®, CPA, PFS, MST

By: John P. Napolitano, CFP®, CPA, PFS, MST

With less than two weeks to go, this may be your last chance to consider some meaningful moves to alter the look of your 2018 income tax return. For the first time, you will file a federal return under the Tax cut and Jobs act of 2017 which altered the income tax landscape materially for many.