Making Cents: Fake news about your finances

By: John P. Napolitano, CFP®, CPA, PFS, MST

The term ‘fake news’ has been spouted, jousted and used quite a bit in the past couple of years.  At its root, we all want to believe news and other statements made allegedly on fact.  But when it comes to financial issues, there’s plenty of fake news being delivered every day by unknowing or unscrupulous sales people trying to get into your pocket.

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Making Cents: 401K Trustees need to pay attention

By: John P. Napolitano, CFP®, CPA, PFS, MST

If you own a business, you may have been named as the trustee of the retirement plan when it was established.  The trustee of a retirement plan is responsible, in short, for just about everything.  In the 401K sense, that trustee is not responsible for selecting the investments for each and every participant.  But that trustee is responsible for selecting the investment options that are available to employees under that plan.

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The New Tax Law And Your Financial Plan

By: John P. Napolitano, CFP®, CPA, PFS, MST

The recently passed tax law, known as the Tax Cuts and Jobs Act, has many wondering how to alter their financial plans. According to a poll conducted on behalf of the American Institute of CPAs, over 90 % of people surveyed with income greater than $200,000 believe that tax planning would be somewhat or very important to their financial well-being.

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Making Cents: When You're In Charge Of An Estate

By: John P. Napolitano, CFP®, CPA, PFS, MST

There is a saying about the only two things that are certain in life are death and taxes. That may be true, but for people with any assets, there is a third to be concerned about. That third issue is the resolution of the estate of the decedent.

The loss of a loved one is tough enough to deal with. But for those close to the decedent, this ending is just the beginning of something else. Where do you start?

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Making Cents: Real Estate as an Investment

By: John P. Napolitano, CFP®, CPA, PFS, MST

Most people own some real estate, and for the most part, those who don’t own property still list their desire to own as a part of their financial forecast. Whether it is your primary residence, a second home or an investment property, there are several ways to look at real estate from an investment point of view.

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