Making Cents: Starting a small business in retirement

Maybe it’s your hobby that you’ve longed to turn into a business, something that you’ve observed is in high demand in your market place or simply some consulting that you may be do for your former employer to earn a little extra money. Regardless of your reason, there are some things that all business owners need to consider before hanging out that shingle.
Read More

Making the most from a market downturn

No one enjoys headlines that make you shiver, except for the broadcast networks themselves. Recent market declines are based on the fear of the unknown, which translates to everyone’s own interpretation of the financial consequences of the economic slowdown due to the coronavirus. Thinking we may be in store for a prolonged decline may be overblown, but they feel pretty darn real in the short term as you are watching the values of your portfolio decline.
Read More

Making Cents: What to do with excess retirement funds?

By: John P. Napolitano, CFP®, CPA, PFS, MST

For many of us, having too much money in a retirement plan sounds like a dream come true. But for those who have done a great job saving throughout their working career, living with more in retirement savings than you need may somehow feel like a burden. Required minimum distributions (RMD’s) and the complexities of estate planning for retirement benefits can be complicated. There are ways to minimize this burden, but not all of them are intuitive.

Read More

Making Cents: What's The Cost Of Retirement

By: John P. Napolitano, CFP®, CPA, PFS, MST

When it comes to retirement, the big question is how much you’d like to spend and whether or not that is sustainable.  There are crazy myths or rules of thumb touted to help determine your retirement needs, but don’t believe them.  The only way to know what your retirement years will cost is to spend some time to dream and put pencil to paper or fingers to keyboard for you more technologically capable.

Read More
Subscribe to Retirement