With football season well underway and the baseball playoffs in full swing, head coaches are getting a lot of attention. Some are getting fired, some are winning championships and others are building. What each one has in common, however, is that they generally report to team ownership and they guide the day to day activities of the team to best meet the owner’s objectives.
News: The Napolitano Team
One of the key elements in starting or growing a business is developing a comprehensive financing strategy. A long-term plan can help reinforce short-term spending discipline and reduce the likelihood your business will burn through capital too quickly.
In the ordinary course of meeting with clients, we routinely see situations where elderly parents and adult children do things in case something happens to Mom. In case? What’s that about? There is no in case; it is more about when and how something happens to Mom and then what are the consequences of your moves in anticipation of the undesired but inevitable outcomes.&n
In the course of a financial planning engagement, most people want to talk about their financial future, dreams and visions. During a year like 2013, the discussions get slanted to bragging about investment returns and what is working well in your plan.
The lives of many entrepreneurs frequently get defined by their business. Business owners are typically smart, hard driving people with their eye on one thing only – SUCCESS.
We live in the age of information and big data. As a result, there is no shortage of ways to obtain information about any matter of personal finance. Sometimes the information that you find is relevant and useful, and other times it is outdated and not germane to your topic or need. The problem is recognizing whether the information that you are digesting or acting on is compl
There are so many different terms used to describe a relationship with a financial professional that what you get may frequently differ from what you expected. Terms like investment consultant, financial planner, wealth management or broker are frequently tossed around with little thought as to what each actually means.
When the topic of estate planning comes up, it is often in the context of saving taxes, making gifts, protecting assets and discussions of incapacity. Naturally, the most interested audience for these topics are those over age 50 or those approaching retirement.
The past few years have seen so many tax changes that it is hard to remember what’s in, what was phased out and what is still waiting to come into effect. Some of the changes you’ll feel now when you file your 2013 tax return and the others will impact 2014 and beyond.
When we talk about savings, investments, retirement and many other financial matters, the discussions frequently have a distant, futuristic tone. We study long term rates of return, forecasts of spending and saving, and future predictions about income and estate taxes. But how often to you stop to see where you are today on the road map to life and financial freedom? For many,